• Term: 30 years.
  • Lending areas: Dallas and Tarrant Counties only
  • Type of loan: Purchase and Cash out.
  • Down payment: 25% to 30% down of the cost of the property, not ARV.
  • Closing costs: 1 year pre-paid insurance
  • 2 months insurance and tax escrowed at closing
  • Standard title co. charges
  • Points: 4
  • Fees: $495.00
  • Interest rate: 9% to12%
  • Payment terms: Amortized for 20 to 30 years. Adjusts every 5 years.
  • Monthly P and I
  • Monthly taxes and insurance
  • Credit score: No minimum!
  • Pre-payment penalty: None
  • Minimum loan amount: $60,000. Some exceptions.
  • ITIN #: Accepted
  • Appraisal: Done in-house. Payable in advance. $200
  • Income: Not verified
  • Items needed to apply: Simple application, by request.


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