30 YEAR TERM! CREDIT NOT AN ISSUE. NO INCOME VERIFICATION!
- Term: 30 years.
- Lending areas: Dallas and Tarrant Counties only
- Type of loan: Purchase and Cash out.
- Down payment: 25% to 30% down of the cost of the property, not ARV.
- Closing costs: 1 year pre-paid insurance
- 2 months insurance and tax escrowed at closing
- Standard title co. charges
- Points: 4
- Fees: $495.00
- Interest rate: 9% to12%
- Payment terms: Amortized for 20 to 30 years. Adjusts every 5 years.
- Monthly P and I
- Monthly taxes and insurance
- Credit score: No minimum!
- Pre-payment penalty: None
- Minimum loan amount: $60,000. Some exceptions.
- ITIN #: Accepted
- Appraisal: Done in-house. Payable in advance. $200
- Income: Not verified
- Items needed to apply: Simple application, by request.
OTHER ITEMS AND CONDITIONS WILL APPLY. TERMS SUBJECT TO CHANGE
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