Commercial Loan Programs

Permananet-Loan

Permanent Programs

  • Permanent funding is available
    on many commercial property
    types and locations
  • Longer amortization periods up to
    30 years
  • Longer balloon/pay-off periods up to 12 years at which the loan may be renewable
  • LTV up to 90%
  • The largest loan amounts. We can arrange up to $300,000,000.00 for stabilized properties at 80% to 90% occupied
  • We can arrange rock-bottom interest
    rates from 4.4% depending on the
    specific property, borrower qualifications
    and location
  • Permanent Programs include
    CMBS, Fannie, Freddie,
    bank loans, and some private loan programs
CMBS Loans

CMBS Programs

  • REDUCED QUALIFICATIONS!
  • Assumable
  • $1M minimum loan amount
  • Capital improvement funds up to 75%
  • Cash-out or re-fi
  • Up to 7-year term
  • Non-recourse
  • DSCR 1.25%
Fannie-Freddie Loans

FANNIE/FREDDIE Programs

  • Higher borrower qualification levels on
    net worth and cash available
  • Long term, fixed rates
  • Minimum occupancy 90%
  • Assumable
  • Non-recourse
  • DSCR 1.25%

Loan Programs

SBA 504 Program

  • Owner occupied minimum of 51%
  • Up to $20M
  • Up to 90% LTV
  • 25-year amortization
  • Fixed market rate
Bridge Loans

Bridge Programs

  • No initial DSCR!
  • Loan amount up to $50M
  • LTV Up to 85% of cost
  • LTV UP 100% of rehab
  • Interest only
  • Non-recourse available
  • Pre-approval to roll into a
    perm. when stabilized
Construction Loans

Construction Programs

  • No initial DSCR!
  • Loan amounts up to $50M
  • LTV Up to 85% of cost
  • Interest only
  • Up to 36 months, then roll into perm
  • Non-recourse available
  • Deferred payments for up to
    9 months available!

Loan Programs

Stated Income Programs

  • Up to 75% LTV
  • Rates as low as 7.75%
  • $100,000 minimum loan amount
  • No tax returns
  • Certain property types only
  • 650 minimum credit score

Private Funding and Hard Money Programs

  • LOWEST BORROWER QUALIFICATIONS
  • Interest only from 6%
  • Up to 100% on rehab
  • Non-recourse available
  • Interest only
  • Up to 5-year term
Fix and Flip Loans

1 to 4 Unit Buy-to-Hold or
Fix-and-Flip Programs

  • $50,000.00 minimum loan
  • Up to 90% of purchase
  • Up to 100% or rehab
  • Up to 75% of ARV
  • No minimum credit score

Loan Programs

Deferred Loans

Deferred Payments Programs

  • No payments for up to 12 months
  • Up to 90% loan-to-cost
  • Max is 70% of ARV
  • ROLL in closing costs
  • NO bank statements
  • Non-recourse available
  • 640 minimum credit score
Gap Funding Loans

GAP Funding Programs

  • 2nd or 3rd lien positions
  • Up to 70% for commercial
  • Up to 75% on residential
  • Docs, 3-6 months bank statements
  • Credit, usually not an issue
  • 6 months IO then amo. to 18 months
  • Minimum loan $100,000 up to $10M
No Doc Loans

No Doc Programs

  • WHEN WE SAY “NO-DOC”,
    WE MEAN “NO-DOC”
  • NO TAX RETURNS
  • NO BANK STATEMENTS
  • NO RENT ROLLS
  • Loan $100K to $300K
  • LTV up to 75%
  • Cash-outs OK
  • Interest only available

Loan Programs

Mezzanine Funding Program

For the advanced investor. One of the most powerful leverage tools you could ever use.

This mezz. strategy is what experienced investors use to create tremendous income and wealth. We can advise you how!

You bring the first $2M, we match it with $2M. This will leverage into a $13M purchase price deal.

So, the first question we usually get is: “Sounds great but, how do I get the first $2M?”

The answer is:  We can consult with you how to raise the $2M re the marketing efforts required and SEC fund raising regulations.
NOTE: WE DO NOT OFFER LEGAL ADVICE BUT WILL ONLY RELATE TO YOU WHAT WE HAVE LEARNED RE RAISING MONEY.
IF YOU PLAN TO RAISE MONEY FOR A REAL ESTATE INVESTMENT, CONSULT AN ATTORNEY RE SEC REGULATIONS.

Property Types We Lend On

Apartments
Auto Repair
Bars and Restaurants
Bed and Breakfast
Day Care
Funeral Homes
Gas Stations &
Convenience Stores

Golf Courses
Health Care
Hotel, Motels
Flagged or Non-flagged Land Development
Light Industrial
Mixed Use
Mobil Home Parks

Office
Retail
RV Parks
Self-Storage
Single Family, non owner-occupied
Student Housing
Shopping Centers

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Omni Investor Funding

Thanks for reaching out to our on-staff EXPERT ON-CALL.</p

We will be in touch with you as soon as possible to answer your questions to the absolute best of our ability.

In the meantime, look over our entire commercial loan programs.

WE'VE GOT YOU COVERED with the funding for your deal!

Omni Investor Funding

Thank you for submitting your TELL US ABOUT YOUR DEAL message..

We will work with you to put your funding together no matter how challenging it might seem.

We will be in touch as soon as possible to go over all the details and offer various options in a timely manner. We know the clock is ticking if you are in due-diligence!

In the meantime, look over our entire to commercial loan programs. WE'VE GOT YOU COVERED with the funding for your deal!

THANKS for the opportunity to work with you!

The SPECIALTY LENDING EXPERTS at Omni Investor Funding!